Elegant Waterfront Living--Discover the perfection of both luxury & comfort in this stately 2-story waterfront home in the prestigious Harbor Oaks Subdivision community. Boasting 3 bedrooms/3.5 baths, this expertly designed for both style & function-maintained residence offers a serene coastal lifestyle with blending modern updates & classic appeal. Step inside to find an aesthetically & functionally pleasing gourmet kitchen, complete with granite countertops, an island, breakfast bar, pantry, and updated appliances—ideal for both casual dining & entertaining. The formal dining room with wet bar adds a touch of sophistication, while the cozy stone fireplace in the living area invites relaxation. Retreat to the spacious primary suite, where a spa-like bathroom awaits, featuring high-end finishes & a tranquil ambiance. Windstorm-certified windows and sliding glass doors illuminate the home with natural light while offering peace of mind. Outside, the enclosed porch provides the perfect setting for hosting guests while enjoying breathtaking waterfront views. Take a refreshing dip in the lap swimming pool, complete with both a chiller & heater, ensuring year-round enjoyment. The beautifully landscaped grounds enhance the home's curb appeal & provide a lush, private retreat. Fenced to add a layer of security and protection. Sprinkler system. Excellent fishing opportunities for stingray, trout, and redfish. Recently replaced bulkhead provides enhanced durability and peace of mind, ensuring long-lasting protection for your waterfront property. From the upper balcony, soak in the stunning waterfront scenery by day and marvel at the spectacular stars by night. This home offers the best vantage point in the area for enjoying breathtaking fireworks displays over the water. With ample storage space and thoughtful updates throughout, this property is truly move-in ready for immediate occupancy. Don't miss this rare opportunity to experience waterfront luxury at its finest!